As an employee of Lancaster General Health, you can purchase voluntary plans to supplement your employer-sponsored benefit plans. See below for summaries of some of these voluntary benefits.

LG Health Benefit Extras – Eligibility: All employees

LG Health Benefit Extras*** is a website that highlights and manages voluntary benefits available to LG Health employees.

Sign up for LG Health Benefit Extras to ensure that you receive the most up to date voluntary benefits , offers, and discounts available. Employees will be able to use their LG Health log-in credentials to enroll in LG Health Benefit Extras.

Benefit Extras Will Include:

Auto and Home Insurance
Pet Insurance
Legal Services
Identity Theft Protection
Live Entertainment, Tickets and Travel**
Apparel, Gifts and Retail Shopping
Purchasing Power: a special program that helps employees purchase items now and break up the payments over an extended period of time.
Accident and Critical Illness Insurance: provided through MetLife, this product offering is the only item that has a limited enrollment window within the first half of November each calendar year. Additional details about the offered plans can be found in the quick links.

LG Health Benefit Extras is designed to support employees, creating a one-stop-shop that helps employees easily and quickly identify and take advantage of benefits available to them.

** Perks at Work and Tickets at Work offers will be rolled into LG Health Benefit Extras.
*** Powered by Corestream

Quick Links:
Enrollment Instructions
Corestream Overview Flyer
MetLife Accident Insurance Plan Summary
MetLife Critical Illness Insurance Plan Summary
Purchasing Power Information
Auto and Home Insurance FAQ
Legal Services
Identity Theft Protection

Voluntary Short-Term Disability Insurance – Eligibility: 0.5 FTE and first of the month following date of hire

Voluntary Disability Insurance program is designed to complement your LG Health Short-Term Disability (STD) benefit accrual and is paid through post-tax payroll deductions. Employees must work a minimum of 20 assigned hours per week to apply and premiums are based on an employee’s age at the time of enrollment, and the length of the benefits period chosen. This program covers illnesses and off-the-job injuries after exhausting accrued Paid Time Bank and Short-Term Disability balances. Enrollment is completed through your new hire elections.

Contact UNUM at 1-888-673-9940 Monday through Friday 8:00AM to 8:00PM EST to learn more about short term disability insurance.

Quick Links:
STD Claims Brochure
Benefit Duration 13 weeks – 14 day or 30 day Elimination Period
Lancaster General Health UNUM Webpage
Paid Time Off

Voluntary Long Term Disability – Eligibility: 0.8 FTE and $75,000+ Base Salary and during Enrollment period

Based on you and your family’s income replacement needs, there may be a need for Supplemental Long Term Disability.

Employees (who meet certain salary requirements) have the option to purchase supplemental Long Term Disability coverage through UNUM that may increase the LTD replacement income to 75% of base monthly salary and bonus compensation. Information will be provided during the semi annual enrollment period. For questions, please contact UNUM at 1-800-275-8686

Quick Links:
Voluntary UNUM LTD Information

Voluntary Life Insurance – Eligibility: 0.5 FTE and 30 days of service

Supplemental Term Life Insurance

Based on you and your family’s income replacement needs, there may be a need for Supplemental Term Life Insurance protection.

You become eligible to purchase supplemental life insurance through Securian (formerly Minnesota Life) on your date of hire. You may purchase supplemental term life insurance in multiples of your salary – the lesser of 8x your base salary or $1,500,000 – in addition to the life insurance coverage that Lancaster General Health provides. You must complete a Statement of Health for amounts greater than $400,000 or 2x your basic annual earnings(whichever is less). Note: If you apply for coverage after your first 30 days of employment with LG Health, you must complete a Statement of Health, for any coverage amount.

You must use post-tax dollars to purchase Supplemental Term Life Insurance.

For added convenience, use payroll deduction for your Securian (formerly Minnesota Life) premium payments.

Supplemental Spouse & Dependent Child Life Insurance*

You may also purchase life insurance protection for your spouse and children. Post-tax dollars are used to purchase this additional protection.

For your spouse: You may buy up to a maximum of $250,000 as long as the amount does not exceed 50% of your supplemental life insurance amount, after completing a statement of health $30,000 is available to purchase for a spouse, as guaranteed issue.

For your children: You may buy $5,000 or $10,000 of coverage for your dependent children between the ages of 14 days and 26 years.

*Only available to employees who purchase supplemental term life insurance.

Visit LifeBenefits.com to enroll, make changes and manage beneficiary designations for your supplemental life insurance coverage. Enter the letters LG followed by your system ID as your User Name. Your password is your date of birth (MMDDYYYY) followed by the last four digits of your Social Security Number. Need User ID or Password assistance? Contact the Securian (formerly Minnesota Life) Customer Service department at 1-877-282-1752.

Contact Securian (formerly Minnesota Life)at 1-800-843-8358 or visit LifeBenefits.com to learn more about supplemental life insurance benefits.