Short-Term Disability (STD) Benefits – Eligibility: 0.5 FTE
You accrue Short-Term Disability hours beginning with your date of hire, which can be used once you have completed 90 days of service*.
Benefits begin if you miss work for more than seven consecutive calendar days because of an illness or injury for self, spouse or dependent child**. Your STD coverage is designed to replace 100% of your pay per week, if accrued hours are available.
*STD benefits may not be utilized during the first three months of employment.
**The number of STD hours eligible for use varies for employee versus spouse and/or dependent child.
You must use any accrued PTB to cover the first seven consecutive calendar days of your disability. STD benefits may be paid for up to 83 consecutive calendar days (480 STD hours).
Full-time employees can earn up to 2.48 STD hours per bi-weekly pay period; part-time employees earn a pro-rated amount based on hours worked per pay period. STD hours begin accruing from your date of hire.
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Long-Term Disability (LTD) Benefits – Eligibility: 0.8 FTE and 1 year of service***
LTD benefits are provided at no cost. Eligibility for LTD benefits is satisfied one year from date of hire**. If you remain disabled and unable to work after 90 consecutive days of disability, the LTD Plan will provide up to 60% of your total monthly earnings (maximum monthly benefit does apply).
To qualify for LTD benefits, you must be certified as totally disabled by a physician and meet the other requirements of the program. Your LTD benefit is reduced by any disability income you receive from other sources such as Social Security, Workers’ Compensation or qualified retirement programs.
**Eligibility may differ for certain positions.
